individually managed portfolios
BRG investment process
BRG model portfolios

BRG MODEL PORTFOLIOS

individually managed portfolios
BRG investment process
BRG model portfolios

BRG MODEL PORTFOLIOS

〉〉〉 BRG MODEL PORTFOLIOS

BRG MODEL PORTFOLIOS

ASSET CLASSES

With the aim of achieving different desired returns whilst minimising risk, we construct our model portfolios by allocating assets in a range of asset classes. From there, we will recommend a specific Individually Managed Portfolio for your individual circumstances from our model portfolios. Typically, our asset classes include:

  • Australian Businesses
  • International Businesses
  • Australian Real Estate Investment Trusts (A-REITs)
  • Income Bearing Company Assets
  • Cash
  • Universe

  • Typical number of investments

  • All companies within the ASX All Ordinaries index including Exchange Traded Funds (ETFs) and Listed Investment Companies covering the same universe. Businesses in the All Ordinaries index make up over 93% of the total Australian market capitalisation, are well known, well established and highly traded (greater liquidity). For ethical reasons, we exclude gaming, tobacco and armament securities from our analysis.


  • We aim to hold the 15 best and most undervalued stocks. We believe the diversification benefits of holding greater than 15 stocks are minute.

  • Universe

  • Process

  • Typical number of investments

    • We utilise Exchange Traded Funds (ETF’s) and/or Listed Investment Companies (LIC’s) listed on the ASX in order to gain exposure to international equities. When beneficial we will also utilise specialised managed funds.


    • Our first step is to conduct a Macroeconomic and Microeconomic Analysis. This is carried out in order to determine the geographic regions and sectors that exhibit the lowest risk and highest growth fundamentals. This process involves analysing each country’s/region’s macro and micro economic climate with particular reference to:

      • Political climate;
      • Economic strength (e.g. Balance of Trades, Capital Account, Current Account);
      • Interest Rates;
      • Demographics;
      • Currency;
      • Trading Partners.
  • We then short list every ETF and LIC on the ASX that satisfy the above and conduct our detailed “Quantitative and Qualitative Investment Analysis” on each. We have developed a methodical process of analysing ETFs and LICs to determine their quality.


  • We aim to hold the 4 most appropriate International Funds available via the Australian market.

  • Universe

  • Typical number of investments

  • All Australian – Real Estate Investment Trusts (A-REITs) within the ASX All Ordinaries index including Exchange Traded Funds (ETFs) and Listed Investment Companies covering the same universe.
    These A-REITs provide investors with the lowest risk in terms of well-known, well-established businesses that are highly traded (i.e. high liquidity).


  • We aim to hold the 5 best and most undervalued A-REITs.

  • Universe

  • Process

  • Typical number of investments

    • Government Bonds, Treasury Bonds, Mortgages, Debentures, Bank Bills, Term Deposits, Preference Shares, Income Securities and Hybrid Securities.


    • We conduct a three phase analysis in selecting Income Bearing securities and constructing the portfolio. The three phases are:

      • Macro and Micro-economic Analysis;;
      • Issuer Analysis; and
      • Issue Analysis.

  • We then short list every ETF and LIC on the ASX that satisfy the above and conduct our detailed “Quantitative and Qualitative Investment Analysis” on each. We have developed a methodical process of analysing ETFs and LICs to determine their quality.


  • We aim to hold the 10 suitable investments.

Universe
All companies within the ASX All Ordinaries index including Exchange Traded Funds (ETFs) and Listed Investment Companies covering the same universe. Businesses in the All Ordinaries index make up over 93% of the total Australian market capitalisation, are well known, well established and highly traded (greater liquidity). For ethical reasons, we exclude gaming, tobacco and armament securities from our analysis.

Typical number of investments
We aim to hold the 15 best and most undervalued stocks. We believe the diversification benefits of holding greater than 15 stocks are minute.

Universe
We utilise Exchange Traded Funds (ETF’s) and/or Listed Investment Companies (LIC’s) listed on the ASX in order to gain exposure to international equities. When beneficial we will also utilise specialised managed funds.

Process
Our first step is to conduct a Macroeconomic and Microeconomic Analysis. This is carried out in order to determine the geographic regions and sectors that exhibit the lowest risk and highest growth fundamentals. This process involves analysing each country’s/region’s macro and micro economic climate with particular reference to:

  • Political climate;
  • Economic strength (e.g. Balance of Trades, Capital Account, Current Account);
  • Interest Rates;
  • Demographics;
  • Currency;
  • Trading Partners.

We then short list every ETF and LIC on the ASX that satisfy the above and conduct our detailed “Quantitative and Qualitative Investment Analysis” on each. We have developed a methodical process of analysing ETFs and LICs to determine their quality.

Typical number of investments
We aim to hold the 4 most appropriate International Funds available via the Australian market.

Universe
All Australian – Real Estate Investment Trusts (A-REITs) within the ASX All Ordinaries index including Exchange Traded Funds (ETFs) and Listed Investment Companies covering the same universe.
These A-REITs provide investors with the lowest risk in terms of well-known, well-established businesses that are highly traded (i.e. high liquidity).

Typical number of investments
We aim to hold the 5 best and most undervalued A-REITs.

Universe
Government Bonds, Treasury Bonds, Mortgages, Debentures, Bank Bills, Term Deposits, Preference Shares, Income Securities and Hybrid Securities.

Process
We conduct a three phase analysis in selecting Income Bearing securities and constructing the portfolio. The three phases are:

  • Macro and Micro-economic Analysis;;
  • Issuer Analysis; and
  • Issue Analysis.

We then short list every ETF and LIC on the ASX that satisfy the above and conduct our detailed “Quantitative and Qualitative Investment Analysis” on each. We have developed a methodical process of analysing ETFs and LICs to determine their quality.

Typical number of investments
We aim to hold the 10 suitable investments.

RISKS OF VARIOUS ASSET CLASSES

BRG model portfolios - Risk of asset classes

In simple terms, risk measures the chance of not obtaining the return you expect. Risk varies across asset classes with Cash presenting the lowest risk and Shares (both international and domestic) presenting the highest risk.

It is important to note that there is a relationship between the level of return expected and the level of risk to be taken. A low level of risk in an asset will generally result in a lower return. Conversely for a higher level of risk you would expect a higher return. This is where our Individually Managed Portfolio Solution comes to benefit investors by customising model portfolios to each individual’s personal required return and risk tolerant level.

BRG MODEL PORTFOLIO PERFORMANCE

BRG model portfolios - performance 1
BRG model portfolios - performance 2
BRG model portfolios - performance 3
BRG model portfolios - performance 4

BRG experienced financial advisor will recommend a specific Individual Managed Portfolio for your individual circumstances based on the model portfolios listed above. Please contact one of our financial advisors if you wish to discuss further on your personal investment portfolio! Our offices are conveniently located in both Sydney and Wollongong. We can also organise online virtual meetings if required.

Your first appointment with a BRG financial advisor is cost and obligation free.
Your first appointment with a BRG financial advisor is cost and obligation free.